The Internet has created a very small world of work home mortgage lenders. Shop mortgage practiced dramatic vicissitudes because of the internet.
It often depends on the policy of the mortgage company to obtain feedback.
What happened is that a lot of less-than-scrupulous mortgage brokers sold good for 2 or 3 years mortgage teaser rates, when rates would rise, often beyond 4 or 5 points from the rate of the normal housing market.
You can even go beyond home improvements and buy sophisticated buildings additional investment.
Louie Latour specializes in showing homeowners how to avoid costly mistakes and predatory mortgage lenders.

Although it seemed like a good idea at the time, many of these programs, you just get another type of financial trouble than you were before.